Loans and Services


At UPI Loan Fund, in addition to low-interest loans, our Charitable Arm provides several interest-free loans per year. We offer Behavioral Financial Wellness Training to help people to understand Finance and Money Matters. The more you know the better prepared you will be in dealing with financial ups and downs.

We offer low, no, and competitive interest rates for qualified individuals.

If approved, in addition to our loans, we offer: 

  • Access to No-Cost Business Education Webinars
  • An opportunity to apply for larger loans based on repayment record 

If necessary, UPI Loan Fund may require a guarantor or co-signer to secure your UPI loan. A guarantor or co-signer is someone who can guarantee to pay back the loan if you fail to do so. Your guarantor must be at least 25 years of age and financially capable of securing your loan.

For more information about our loan program, or if you have questions about the application process, please send us a message.

UPI Loan Fund Can Help With:

Credit Counseling

With our partner, Take Charge America, UPI Loan Fund provides debt and credit counseling for individuals who need assistance with financial matters. Are you paying too much interest on your car purchase? Have you overspent on your credit cards? Do you know what you are paying in annual fees and your annual percentage rates? Do you want to improve your overall financial position?

Take Charge America can assist you in understanding how to manage your debt. It is easier to regain control of your financial situation, if you have professional assistance to show you the way. We are committed to the success of your credit counseling and debt relief. It is paramount to the UPI Loan Fund that we not only provide loans but also knowledge on how the financial world works.

Are you living paycheck to paycheck? Want to strengthen your financial portfolio? Are you financially prepared to send your kids to college?  Credit counseling can help you to set and achieve your goals.