At UPILF, in addition to low interest loans, our Charitable Arm provides several interest free loans per year to the very needy. Most loans require the borrower to attend financial wellness training to help them better understand Finance and Money Matters. The more you know the better prepared you will be in dealing with financial ups and downs.

Three (3) Types of UPI Loans for qualified individuals:

  1. The UPI Spark Loan: Charitable No Interest Rate
  2. The UPI Ignite Loan: Competitive Interest Rate
  3. The UPI Fire Loan: Very Low Interest Rate

At UPI Loan Fund, we rely on guarantors instead of collateral to secure your low interest loan or interest free loan. A guarantor is someone who can guarantee to pay back the loan, if you fail to do so. Your guarantor must be at least 25 years old, live in Arizona and be capable of securing your loan.

For more information about our loan program, or if you have questions about the application process, please  send us a Message.

At UPI Loan Fund, we provide loans to individuals and families of low income communities. If approved, our loans provide:

  • The ability to achieve financial stability
  • Access to enhanced education/training, business development, and improved long-term well being
  • Assistance with financial wellness, economic development, and sustainable continuity

There are many ways people can take advantage of low interest loans, including:

  • Start a business
  • Funeral expenses
  • Debt consolidation
  • Major home repairs
  • Medical procedures
  • Emergency expense