A loan without financial education is incomplete. UPILF combines affordable capital with world-class financial literacy programming — equipping individuals and families with the knowledge to build lasting wealth.
Whether you have never opened a savings account or you are already running a small business, UPILF’s literacy programming meets you where you are. There is no minimum financial knowledge required to start, and no cost to participate in our foundational offerings.
First-class training to understand your money temperament and build lasting financial habits — a foundational complement to every loan we make.
Access free webinars through Enterprise Bank University covering business fundamentals, financial management, and entrepreneurship — no cost, no barriers.
Professional credit counseling through Take Charge America helps you understand your credit score, manage debt, and build a stronger financial foundation, whether you’re preparing for a loan or already have one. These two programs work together — the webinars build knowledge, and counseling applies it to your specific situation.
UPILF partners with community organizations to deliver in-person and virtual financial literacy workshops across America, including workshops delivered directly through church facilities and faith-based community events.
Whether you are applying for your first loan or already repaying one, there is a literacy resource here built for exactly where you are.
Through a landmark agreement with Singapore’s MoneySense program, UPILF delivers proven, interactive financial education across four pillars — Money & Debt, Insurance, Investing, and Retirement— for underserved communities of all ages. Money and Debt training builds healthy day-to-day financial habits. Insurance education helps families understand and choose the coverage that protects them. Investing education introduces the basics of growing wealth over time. Retirement education helps individuals plan for long-term financial security, no matter where they are starting from.
