UPI Loan Fund is a national Community Development Financial Institution (CDFI) that brings together education, access to capital, institutional alliances, and community development to build lasting economic opportunity in underserved communities across America
Every loan fund and CDFI offers affordable capital. What sets UPI Loan Fund apart is our people.
Over five years, we assembled proven leaders from every field we serve — lending, housing, education, law, faith based, athletics, healthcare, manufacturing, and media — into one ego-free team. Together, we built a complete Community Wealth Development Ecosystem that brings education, capital, institutional alliances, and community development into alignment in ways no loan company or CDFI can match on its own.
Affordable personal loans for education, medical costs, job expenses, emergencies, funeral costs, auto repairs, credit card debt, and moving expenses.
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
First-class training to understand your money temperament and build lasting financial habits. A foundational complement to every loan we make.
Free business education webinars through Enterprise Bank University — helping entrepreneurs build skills and confidence at no cost.
Professional credit counseling through Take Charge America — helping you understand and improve your credit profile before or after a loan.
Dedicated loan products and financial wellness resources for veterans and their families who have served our country.
Tap each requirement you meet to see how you’re tracking. This is a self-check, not a credit decision.
Ready to see if you qualify? Our application process is straightforward and designed with your dignity in mind.
A loan without financial education is incomplete. UPILF combines affordable capital with world-class financial literacy programming — equipping individuals and families with the knowledge to build lasting wealth.
Access free webinars through Enterprise Bank University covering business fundamentals, financial management, and entrepreneurship — no cost, no barriers.
Professional credit counseling through Take Charge America helps you understand your credit score, manage debt, and build a stronger financial foundation.
UPILF partners with community organizations to deliver in-person and virtual financial literacy workshops across America.
UPILF channels institutional, philanthropic, and private capital through six strategic initiatives, each led by a specialized partner organization: affordable housing, the NIL Initiative for athlete economic empowerment, faith-based community development, financial literacy, human rights and social justice, and small business lending.
Financial literacy runs through all of it. Every loan we make is paired with world-class financial education, so the people we serve leave with knowledge that builds lasting wealth, not just a payment plan.
Affordable, workforce, veteran, and disaster-recovery housing through modular innovation and community developer capacity building. UPILF provides CDFI infrastructure and community finance expertise; Calpe and Sow Modular provide execution.
A national initiative equipping NFL, NBA, NHL, MLB, and NIL student-athletes to convert opportunity into generational wealth. Not another NIL platform — a comprehensive economic empowerment framework for athletes and their families.
Leveraging national church relationships to bring UPILF lending, low-interest loans, financial literacy, affordable housing, food security, and economic development resources to congregations and faith communities across the country.
World-class behavioral financial literacy training through a landmark agreement with Singapore’s MoneySense program — bringing proven, interactive financial education to underserved communities across all age groups.
Supporting women’s economic mobility, domestic violence survivor housing, legal assistance, and financial wellness through advocacy, storytelling, and community programming — a powerful complement to UPILF’s capital and community development infrastructure.
Through the UPILF/MMG Institutional Alliance, deploying capital and technical assistance to minority-, women-, and veteran-owned small businesses. MMG brings 30 years of urban and rural lending experience including $239M+ deployed through Maryland programs alone.
In the 1980s, Frank E. Crump set out to bring top athletes and entertainers together as investors in their communities. Today’s NIL Initiative is that original vision, realized.
This is not another NIL platform. It is a comprehensive economic empowerment framework for professional and NIL student-athletes and their families, built to turn opportunity on the field into business ownership, financial knowledge, and generational wealth that lasts well beyond the playing years.
The NIL Initiative is led by our alliance partners:
$60M National Expansion Platform · Frank Crump, Founder/CEO
With the model proven, UPILF is now undertaking a $60 million Phase II Capital Raise to scale lending capacity nationally and build the permanent infrastructure — staffing, technology, compliance, and programming — needed to sustain long-term community impact.
Phase II is being built on institutional discipline: diversification across lending categories, a blended capital stack, professional underwriting, and portfolio scale — the same rigor institutional funders expect, delivered in service of communities that are usually overlooked.
UPI Loan Fund is a U.S. Treasury-certified CDFI and 501(c)(3) nonprofit, recertified in 2024. UPILF has also earned the Candid Platinum Seal of Transparency for five consecutive years, 2022–2026. All donations are tax-deductible.
Diversification
Institutional Governance
Blended Capital Stack
Collateralization
Defined Maturity Timeline
Professional Underwriting
Portfolio Scale
Everything UPILF does traces back to one mission: increase economic opportunity, financial independence, housing stability, and wealth creation in underserved communities through coordinated capital deployment, education, institutional alliances, and community development. Five years proved the model. Now we scale, and there’s a place for every partner who wants to help build what comes next.
Corporate & Bank Partners
Foundation Funding
Individual Giving
Every gift moves the mission forward. Give once, or join as a monthly donor and help build community wealth all year long. All donations are tax-deductible.
